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Someone tries
to pressure you into an immediate decision.
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A caller or
salesman will not give you the company's physical address and/or
telephone number.
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The company
will only accept cash.
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The caller
asks for your social security number.
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The caller
asks for your credit card number when you are not making a purchase.
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The caller
asks for your checking or savings account number.
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Someone asks
for your internet password or account number.
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An
individual/company asks for cash up-front before performing
services.
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You're told
you've won a prize, but you have to pay "fees" first.
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The caller
asks for a donation but can't give you details about the charity,
what it does, or how the money will be used.
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The caller
insists that you send your payment by private courier, wire, or
electronic transfer.
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The agency
offers to repair your credit, issue you a credit card, or recover
lost money for a up-front fee.
-
The company
calls you repeatedly even after you've asked them not to call you or
have asked to be placed on their "do not call
list."
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You have debts
on your credit report that you cannot explain or did not personally
incur.