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TELEPHONE / CELLULAR
PHONE FRAUD
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Telephones
are an integral part of daily life for most people. As such, they
are often taken for granted. Most people do not give much thought
to their phone bills, a fact that criminals often use to their
advantage.
A popular telephone
scam involves switching long distance services without the consumer's
consent, called "slamming." This fraudulent
activity can occur in many ways, but the result is the same---an
unsuspecting victim has his or her long distance service switched from
the provider they selected to an unknown, much more expensive
carrier. And once someone has fallen victim to this type of scam,
the odds dramatically increase that the person will experience it again.
Another
way that these kinds of scams occur is through tricking consumers to
sign some type of paperwork that authorizes the change of their long
distance carrier. This authorization is in small print, of course,
and may be a part of a entry for a vacation opportunity, or other
"free" prizes. Before you sign your name to anything,
always read the small print.
These
types of techniques can also be used to commit a kind of phone fraud
called "cramming." In this case, criminals add
miscellaneous charges to a local phone bill for various
"services." They may fraudulently receive permission to
do this in tactics similar to those described above, or they may simply
contact your phone company and get them added on. These fees
are very small and often over-looked, usually a couple of dollars or
less. But these criminals work on
a large scale, so their net income from these fees from many consumers
may be hundreds of thousands of dollars.
Cellular
phones are not immune to fraudulent activities. A large number of
cell phone numbers are pirated everyday. In this scheme, high-tech
criminals use equipment to gain unauthorized access to legitimate cell
phone numbers and then use them to make expensive long distance calls
that are difficult to trace. Of course, these calls all show up on
the legitimate user's phone bill.
The
key to combating these types of fraud is to always closely review your
phone bill. If suspicious or unfamiliar calls appear, call your
phone company to investigate. In many cases, the fraud victim may
not be liable for illegally placed calls or fraudulent charges.
To
avoid these types of criminal activities, consumers can
request in writing that their long distance carrier not be changed
without written permission. It may also be possible to
"freeze" your local service so that strange charges cannot be
added to the bill. Cellular companies may be able to change your
cell phone number or provide you with a personal identification number
(PIN) that could help combat fraudulent activity on your account. |