IDENTITY THEFT
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Identity theft is the most insidious of all types of fraud.  Individuals who become victims of identity theft have their lives stolen in many ways; many suffer tremendous financial losses. In addition, victims of identity theft may experience significant psychological impact as they spend most of their spare time trying to undo the damage that the identity thief has done to their credit, their driving record, and even their criminal history!  In some cases, this damage cannot be repaired.

It often takes years to try to straighten out the mess left behind by an identity thief.  Often, the victim may not be aware that the theft has occurred until bill collectors begin calling.  To make matters worse, victims may fall prey to multiple thieves, or the same thief may continue to use the identity even after discovery, creating an on-going problem.

If you think you may be a victim of identity fraud, or want to find out ways to protect yourself, see the topics listed.