Division of Housing and Neighborhood Revitalization

USDA - Rural Development Loans

The Housing Division Works with the regional USDA Rural Development office to make low-interest financing available to income-eligible applicants for the purchase of a home.  The home must be purchased within that area of York County that is defined as “rural”.  This area is generally defined as north of Denbigh Boulevard and West of Route 17.

Income eligibility requirements do apply to loan applicants.  USDA - Rural Development Direct Loans are available to low-income households, which are made directly by the federal government.  USDA - Rural Development Guaranteed Loans are available to low and moderate income households, and lending institutions other than the government makes such loans.